Most Americans are NOT financially prepared.

Here are some painful statistics affecting Americans last year:


of Baby Boomers haven’t saved enough for retirement.


of Americans spend more than their annual income. 


didn’t save ONE penny last year. 


of Americans have not actually calculated their retirement needs.

Are you a statistic?


This is why we do what we do

We are financial historians who have researched over 100’s of years of financial and life success stories. We’ve studied and analyzed what it truly takes to become successful financially and personally.

We are convinced that if a person follows a few simple rules, gets into financial balance, and maintains a discipline of savings, they can avoid being a statistic.

This is precisely why we at Varno + Company want to transform the way you think and act around all things having to do with money.


Benefits of our Philosophy

  • Achieve total financial confidence and absolute certainty
  • Enjoy your money now and in the future
  • Establish financial independence
  • Obtain the flexibility to do what you want when you want
  • Create more choices in life
Take The Living Balance Sheet® Financial Scorecard Questionnaire
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Take The Living Balance Sheet® Financial Scorecard Questionnaire to determine where you are financially and where you need to be to be prepared for the future you want to live (instant results!).
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Contact Varno + Co

920 2nd Avenue South Suite #1100 Minneapolis, MN 55402
(612) 746-2267 (Office)
(612) 746-2399

Our Strategic Alliance